Hard decision to make

We haven’t found affordable term life insurance rates yet, but hopefully we will soon because we really want to apply for our children’s financial benefits in case my husband and I pass away. We’ve talked about it already and we both agreed on having life insurance because we don’t want our children or love ones suffer from financial debts. At first I was hesitant about it and even talking about it cringed me because I can’t afford to loose any member of my family. Well, practically speaking we all go away and it’s just a matter of who will go first. I was thinking about it so hard made me realize that the best way to do is give my love ones a better future by having the financial stability.